Vehicle Loans

Let us help you finance your car, truck, motorcycle .... RV, camper, boat, ATV .... you name it! Same great rate for any collateral secured loan!

  • No application fee
  • No "surprise" insurance fees
  • Great rates
  • Flexible terms
  • Payment options to match your payroll
  • Affordable payments
  • Same rates, new or used

Ready to start (or resume) your application? Apply Now!

Apply Now
TermAPR *Monthly Payment Per $1,000
24 months2.75%$42.88
36 months3.25%$29.20
48 months3.50%$22.36
60 months3.90%$18.38
72 months4.25%$15.77
84 months4.50%$13.91

*APR is annual percentage rate. Rates quoted "as low as."   Rate is determined by an assessment of credit and may vary from rate shown. Restrictions may apply. Rates effective 08/01/2019 and are subject to change without notice.

View all Vehicle & Collateral Secured Loans
All loans require insurance to protect your purchase.  Research insurance programs before you buy.

Car Insurance with Member Discount
Guaranteed Asset Protection (GAP)
Mechanical Breakdown Coverage
Credit Life & Disability Coverage
Auto Loan Refinancing Calculator
Auto Lease vs. Buy Calculator
Auto Budget Calculator
Auto Gas Savings Calculator
Calculate Your Payments

Calculators are available as a self-help tool.  We do not guarantee their accuracy or applicability to your circumstances.  For a precise estimate, please contact a Loan Officer.
*One CU will lower your rate from another institution by 1%, down to a floor of 2.99% APR. Must be a new loan to One CU to be eligible; existing One CU auto loans not eligible. Subject to credit approval.This offer is available for a limited time only and may be withdrawn without notice.
When you need the best Auto Loan, it helps to be a member of a credit union. Unlike a bank, One Credit Union is a people-focused financial institution owned by our members. So we return our profits back to you through lower auto loan rates and banking upgrades – along with personable and friendly service that can’t be found elsewhere.

Together, We're One. How can we help you, Boss?

Just ask. We'll answer.
Choose your loan payment frequency to match your payroll cycle.  By setting up automatic payments that match your payroll, you can save even more on the interest paid for your loan.  Hey, it's your money.  And we think it belongs in your pocket, or better yet, in an OCU savings account!

And the added side benefit - your credit score will do wonders with all those timely payments!

One Credit Union offers weekly, bi-weekly, semi-monthly and monthly payment options on loans.