Checking Options

Checking at One Credit Union is better than ever.  All our checking options deliver great value, instantly save you money, and provide peace of mind.  Get included perks such as ID Theft Protection, Cell Phone Protection, Roadside Assistance and so much more.

Compare all our checking options to choose the right one for you.
Features Rewards Plus Rewards Better Than Free
Anywhere Banking Tools
Mobile Wallet and Card Controls
Buyers Protection and Extended Warranty* $2,500 per item / 180 days $2,500 per item / 180 days $2,500 per item / 90 days
ID Theft Aid* $10,000 personal identity theft benefit and identity restoration $5,000 personal identity theft benefit and identity restoration $1,000 personal identity theft benefit and identity restoration
Credit Monitoring by Experian*
Credit Report and Credit Score
Shop Local, Save Local with BaZing Savings
Cell Phone Protection* $600/claim, $1,200 per year $400/claim, $800 per year
24/7 Roadside Assistance $80/event $80/event
Health Savings Card
Accidental Death Coverage* $25,000 $10,000 travel coverage
Dividends Premium Standard
Free Cashiers Checks and Money Orders
Monthly Fee $6 $4 Zero. Zip. Zilch.

Download the detailed comparison chart here.

Open a Checking Account
Upgrade Existing Checking Account

One CU Rewards are powered by BaZing.
Deposit RatesAPY *Dividend Rate
Rewards Plus Checking - Premium Dividend0.50%0.50%  
Rewards Checking - Standard Dividend0.10%0.10%  

*APY is annual percentage yield.  Rate is dividend rate. Rates effective 06/01/2020 and are subject to change without notice.  $5 minimum opening deposit on Youth Accounts. $25 minimum opening deposit on all checking accounts. Fees could reduce earnings on Rewards Checking account. Initial deposit match for Youth Account is available for a limited time only and may be withdrawn without notice.

View all Other Deposit Solutions
* Insurance products are NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.  Cell phone protection, personal identity theft benefit, and buyer's protection and extended warranty are subject to additional terms and conditions.  Credit monitoring by Experian requires additional activation.  Call for details.