Savings

Saving is easy at One Credit Union.  We offer
  • Regular Savings
  • High Yield Savings
  • Certificates of Deposit
  • Individual Retirement Accounts (IRA)
  • Health Savings Accounts
We even offer more ways to save, such as Stash the Cash and Automatic Savings Plans.
Account TypeAPY *Dividend Rate
Regular 0.20%0.20%
High Yield < $5K0.20%0.20%
High Yield < $20K0.25%0.25%
High Yield < $50K0.30%0.30%
High Yield < $100K0.40%0.40%
High Yield > $100K0.45%0.45%
Stash the Cash 0.40%0.40%
Health Savings Account (HSA) 0.40%0.40%
IRA & SEP0.45%0.45%
CD - 12 Month0.50%0.50%
CD - 24 Month0.65%0.65%
CD - 60 Month1.21%1.20%


*APY is annual percentage yield.  Rate is dividend rate. Rates effective 4/1/2017 and are subject to change without notice.


View all Savings Rates
Start with some of these articles:

Practical Ways to Save Money

Decide How Much to Save

And listen to this podcast:

Make a Spending Plan
 
Stash the Cash is a super easy way to build your savings just by using your One Credit Union Debit Card.  Each time you make a purchase with your One CU Debit Card, we'll round up your purchase to the nearest whole dollar and transfer the difference from your checking account to your Stash the Cast savings account. 

Add this to your checking account now! Call (800) 578-5024.
You can have peace of mind knowing your deposits are safe because they are insured by NCUA to at least $250,000.