Finance your home with a lender you can trust. Whether it's your first home, investment property, or a vacation getaway, One Credit Union will guide you to the best mortgage to fit your budget with programs for first time homebuyers, Veterans, FHA, Fixed Rates, Adjustable Rates (ARMs), Conventional or Jumbo programs.
Unlike other lenders, we'll take the time you need to prepare for your purchase/refinance. Members trust us to help them make smart financial decisions, because we understand your money needs to work as hard as you do.
Be confident working with the experienced lenders at One Credit Union.
Check out rates and programs.
Ready to start (or resume) your application? Apply Now!
Listen: How to Get Your First Mortgage
Read: What Newbie Home Buyers Need to Know
Read: 7 Features to Help Sell Your Home
Read: Take Steps to Refi Your Mortgage
Confused by all the terminology involved in mortgages? Check out our glossary.
Explore Frequently Asked Questions
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Insurance helps protect your financial security and credit rating, and reduces financial burdens in the event of an accident, illness, injury or death, in addition to protecting your asset.
In addition to homeowner’s insurance, you may also want to consider revisiting your life insurance portfolio. In the event of unexpected death, life insurance can be a significant relief to the surviving spouse.
Research insurance programs before you buy:
Term Life Insurance
How much can I save with a 15 year mortgage?
Can I save money by refinancing now?
How quickly can I pay off my mortgage by making additional payments?
Does it make sense to pay points to get a lower interest rate?
Should I buy a home or continue to rent?
Should I consider consolidating my debt with a cash-out refinance?
Calculators are available as a self-help tool. We do not guarantee their accuracy or applicability to your circumstances. For a precise estimate, please contact a Loan Officer.
CU Home Advantage allows you to take advantage of a real estate agent rebate and other discount programs to make your home sale and/or purchase easier and more affordable.
Fill out this simple online form and your information will be sent to our real estate advocate who will contact and help you take advantage of the program. It's that easy! Get started now!
At One CU, a member owned cooperative, we work for our members.
How can we help you, Boss? Just ask. We'll answer.