Rates

Loans



Vehicle & Collateral Secured Loans

TermAPR *Monthly Payment Per $1,000
24 months1.75%$42.43   
36 months2.25%$28.76   
48 months2.45%$21.90   
60 months2.99%$17.97   
72 months3.50%$15.42   
84 months4.25%$13.79   
96 months5.00%$12.67   
120 months6.25%$11.23   
180 months7.50%$ 9.28   


*APR is annual percentage rate. Rates quoted "as low as."   Rate is determined by an assessment of credit and may vary from rate shown. Restrictions may apply. Rates effective 09/06/2016 and are subject to change without notice.
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Other LoansTermAPR *
Signature Loan12 months6.99%   
24 months8.99%   
36 months9.99%   
48 months10.99%   
60 months11.99%   
Share Secured (Pledged)1 Share rate + 2.00%   
Certificate Secured (Pledged)2 Certificate Rate + 2.00%   


*APR is annual percentage rate. Rates quoted "as low as."  Rate is determined by an assessment of credit and may vary from rate shown. 1Share Secured APR will be the dividend rate being paid on the Share Account on the date of the advance plus 2.00%. 2Certificate Secured APR will be the dividend rate being paid on the Certificate (Index) offered plus 2.00%. The Certificate must be renewed until the advance is completely paid. Upon renewal, the APR will change to reflect the new dividend rate. Not eligible for rate discounts. Ask for more information. Rates effective 09/06/2016 and are subject to change without notice.
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Mortgages


CLICK FOR CURRENT MORTGAGE RATES              



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Home EquityTermAPR *Monthly Payment Per $1,000
5 Year Home Equity1 5 year3.50%$18.20    
10 Year Home Equity110 year4.25%$10.25    
15 Year Home Equity1 15 year5.25%$ 8.04    
Variable Rate Home Equity Line of Credit28 year draw/12 year repayment4.00%     


*APR is annual percentage rate.  Rates effective 07/07/2017 and are subject to change without notice.
1 Terms and restrictions may apply. Ask for more information. Add 1.00% to the published rate when  loan to value is greater than 80%.
2 Rate is variable based on Wall Street Journal Prime Rate minus 0.625%. The rate has a floor of 4.00% and a ceiling of 18.00%. Loan-to-value 90% or less. Read Full Disclosure.
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Credit Card

VISA CardAPR *
Platinum 14.90% Introductory APR - 6 months. 7.90% thereafter   
Classic 212.00%   
Business Visa 38.25%   


APR is annual percentage rate. No annual fee. Rate is subject to change.  1Platinum Visa has a 4.90% introductory APR for purchases and cash advances for a period of six billing cycles, after which the APR will be 7.90%. Platinum Visa has a 4.90% introductory APR for balance transfers for a period of 12 billing cycles, after which the APR will be 7.90%. The APR will vary with the market based on the Prime Rate.  2Visa Classic has a fixed rate of 12.00% APR for purchases and cash advances. Visa Classic has an introductory 8.90% APR for balance transfers for a period of 12 billing cycles, after which the APR will be 12.00%. Click for full disclosure.   3Business Visa APR will vary with the market based on the Prime Rate. Click here for the Business Visa Disclosure.  All rates effective 07/01/2017 and are subject to change without notice. 
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