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Rates


Loan Rates


  Vehicle & Collateral Secured Loans  Term  APR *  Monthly Payment Per $1,000
 24 months1.75%$42.43   
 36 months2.25%$28.76   
 48 months2.45%$21.90   
 60 months2.99%$17.97   
 72 months3.50%$15.42   
 84 months4.25%$13.79   
 96 months5.00%$12.67   
 120 months6.25%$11.23   
 180 Months7.50%$9.28   
*APR is annual percentage rate. Rates quoted are "as low as." Rate is determined by an assessment of credit and may vary from rate shown. Restrictions may apply. Rates effective 09/06/2016 and are subject to change without notice.

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  Other Loans  Term  APR *
Signature Loan12 months6.99%   
 24 months8.99%   
 36 months9.99%   
 48 months10.99%   
 60 months11.99%   
Share Secured (Pledged)1 Share Rate + 2.00%   
Certificate Secured (Pledged)² Certificate Rate + 2.00%   
*APR is annual percentage rate. Rates quoted are "as low as."  Rate is determined by an assessment of credit and may vary from rate shown. 1Shared Secured APR will be the dividend rate on the date of the advance plus 2%. 2Certificate Secured APR will be the dividend rated being paid on the Certificate (Index) offered plus 2%. The Certificate must be renewed until the advance is completely paid. Upon renewal, the APR will change to reflect the new dividend rate. Not eligible for rate discounts. Ask for more information. Rates effective09/06/2016 and are subject to change without notice.
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Mortgages

CLICK FOR CURRENT MORTGAGE RATES
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  Home Equity Line of Credit  Term  APR *  Rate
Variable Rate Home Equity8 year draw/12 year repayment, less than or equal to 80% 4.00%4.00%   
Variable Rate Home Equity8 year draw/12 year repayment, greater than 80%, up to 90% 4.00%4.00%   
*APR is annual percentage rate. Rate is based on Wall Street Journal Prime minus 0.625%. The rate has a floor of 4.00%. Click for
Full Disclosure.
Rates effective 04/24/2015 and are subject to change without notice.

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  Home Equity  Term  APR *  Monthly Payment Per $1,000  Rate
5 Year Home Equity 5 year3.50%$18.203.50%   
10 Year Home Equity 10 year4.25%$10.254.25%   
15 Year Home Equity 15 year5.25%$8.045.25%   
*APR is annual percentage rate.  Terms and restrictions may apply. Ask for more information. Add 1.00% to the published rate for loan-to-values greater than 80%. Rates effective 09/06/2016 and are subject to change without notice.
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Credit Card



  VISA Card  APR *
Platinumı4.90% Introductory APR - 6 months. 7.15% thereafter   
Classic²12.00%   
APR is annual percentage Rate. No annual fee. Rate is subject to change.  1Platinum Visa has a 4.90% introductory APR for purchases and cash advances for a period of six billing cycles, after which the APR will be 7.15%. Platinum Visa has a 4.90% introductory APR for balance transfers for a period of 12 billing cycles, after which the APR will be 7.15%. The APR will vary with the market based on the Prime Rate.  2Visa Classic has a fixed rate of 12.00% APR for purchases and cash advances. Visa Classic has an introductory 8.90% APR for balance transfers for a period of 12 billing cycles, after which the APR will be 12.00%. Click for full disclosureRates effective 03/11/2016 and are subject to change without notice.

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Savings Rates



  Account Type  Dividend Rate  APY *
Regular (A)0.15%0.15%   
High Yield $0 - $499.990.20%0.20%   
High Yield $500.00 - $2,499.990.20%0.20%   
High Yield $2,500.00 - $4,999.990.20%0.20%   
High Yield $5,000.00 - $9,999.990.25%0.25%   
High Yield $10,000.00 - $19,999.990.25%0.25%   
High Yield $20,000.00 - $24,999.990.25%0.25%   
High Yield $25,000.00 - $29,999.990.25%0.25%   
High Yield $30,000.00 - $34,999.990.25%0.25%   
High Yield $35,000.00 - $39,999.990.30%0.30%   
High Yield $40,000.00 - $49,999.990.30%0.30%   
High Yield $50,000.00 - $74,999.990.40%0.40%   
High Yield $75,000.00 - $99,999.990.40%0.40%   
High Yield $100,000.00 and up0.50%0.50%   
Stash the Cash (W)0.40%0.40%   
Club Accounts 0.15%0.15%   
IRA & SEP0.40%0.40%   
HSA $0 -$2,499.990.40%0.40%   
HSA $2,500 - $4,999.990.40%0.40%   
HSA $5,000 - $9,999.990.40%0.40%   
HSA $10,000 and up0.40%0.40%   
*APY is annual percentage yield. Rates are subject to change without notice. Rate is dividend rate. Rates effective 12/01/2014 and are subject to change without notice.
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  Regular Share & IRA Certificates  Dividend Rate  APY *
6 Month0.30%0.30%   
12 Month0.50%0.50%   
18 Month0.50%0.50%   
24 Month0.65%0.65%   
36 Month0.85%0.85%   
48 Month1.00%1.00%   
60 Month1.20%1.21%   
6 Month - Jumbo 0.35%0.35%   
12 Month - Jumbo0.55%0.55%   
18 Month - Jumbo0.55%0.55%   
24 Month - Jumbo0.70%0.70%   
36 Month - Jumbo0.90%0.90%   
48 Month - Jumbo1.05%1.05%   
60 Month - Jumbo1.25%1.26%   
Minimum Deposit on Regular and IRA Share Certificates is $1,000.00. Minimum Deposit on Jumbo Regular and Jumbo IRA Share Certificates is $100,000.00. Penalty for early withdrawal. Penalties may reduce earnings. Ask for more information. Rates are subject to change without notice. Rate is dividend rate. Rates effective 07/16/2014 and are subject to change without notice.
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  Sammy Super Saver, Kids Klub & YES Certificates  Dividend Rate  APY *
12 Month0.55%0.55%   
Minimum Deposit on a Youth Certificate is $100.00.  Maximum Deposit is $1000.00. Certain restrictions apply to a Youth Share Certificate.  See Staff for details.*APY is annual percentage yield.  Penalty may be assessed for early withdrawal. Rate is dividend rate. Rates are subject to change without notice. Rates effective 07/16/2014 and are subject to change without notice.


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