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Home Equity

Home Equity Loans, Fixed or Adjustable Rate!Borrowing against the equity in your home is one of the smartest ways to borrow money. Use it to remodel your home, buy a new car, pay for college, or take a dream vacation. The possibilities are endless and the best part is the interest may be tax deductible! (Consult your tax advisor: ...limitations apply.) Borrow up to 90% of the value of your home. Restrictions may apply, see lender for details. Choose the one that best fits your needs. Home Equity Line of Credit: A variable rate Home Equity Line of Credit allows you to take periodic advances for eight years from the beginning date of your loan, with the balance being repaid over 12 years. The initial advance is $1,000.00 with subsequent advances of at least $500.00 up to your credit limit. In addition, there is no early repayment penalty.Home Equity Loan: This is a closed-end loan with the full proceeds disbursed at closing with no additional advances. The rate is fixed so your payments don't change. Repayment terms are available in 5, 10, and 15 year terms. Plus, there is no penalty for early repayment. For full details visit or call the credit union.Click here for current rates.Apply Online.

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