Home Equity Loans

We offer two types of Home Equity Loans.  Not sure which one best fits your needs? Talk with one of our lenders to find what works best for your situation. Please contact us!

Home Equity Line of Credit
A variable rate Home Equity Line of Credit allows you to take periodic advances for eight years, with the balance being repaid over 12 years. The minimum for your first advance is $1,000 with subsequent advances of at least $500, up to your credit limit. In addition, there is no early repayment penalty.

Home Equity Loan
This is a closed-end loan with the full proceeds disbursed at closing with no additional advances. The rate is fixed so your payments don't change. Repayment terms are available in 5, 10, and 15 year terms. Plus, there is no penalty for early repayment.

Ready to start (or resume) your application? Apply Now!


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Home Equity